Wise Move Home Inspections, Inc.
Providing Lifetime Consultation on Home Inspections,
Wind Mitigation, 4-Point Inspections & FHA/HUD Consulting

203k Home Renovation - Rebuilding Neighborhoods, One Home at a Time!

Carl Pennick 
Consultant ID: A1005

State: Florida   

Areas Served: Lighthouse Point, Miami , West Palm Beach , Oakland Park , Delray Beach , Boca Raton , Boynton Beach, Fort Lauderdale, Pompano Beach and Hallandale

Visit our Website:  

Email Us: cpennick@wisemovehomeinspection.com
Call today! 


FAQ on 203k
What you should do and when...

1. Contact a 203k Lender and get pre-qualified. We can assist you in finding a lender in your area that we’ve worked with to insure that you’ll get the best service.
2. Hire a real estate professional to assist in finding a suitable property. Always choose one that understands 203k. (If you’re refinancing an existing loan with a 203k, a real estate professional is not needed.)
3. Set an appointment with us as your 203k Consultant. As your consultant, I will meet you at your site and review copies of the contracts and agreements required for the 203k loan given to you by your lender that you will need to sign prior to the close of the loan.

After our meeting and the HUD/FHA Home Inspection that I will provide, I will create a “Job Specification & Bid Request”, which is a list of the FHA required repair items to be completed. I will also list inclusions you may want to add like new cabinets, flooring, windows, etc. I will also forward copies of the various reports to your lender to assist you in the loan process.
4. Get contractor bids by using the “Job Specification & Bid Request” prepared by me as your consultant.
5. Choose a contractor. As your consultant, I can assist you in this process and verify contractor compliance to the specifications. The lender will hire an appraiser and once the appraisal report is done, in most cases, your lender can close the loan.
6. Schedule the contractor to begin the work. Once the work begins, the contractor will require continuing inspections called “Draw Requests” to get progress payments for the work as it’s completed.

As your consultant, I will inspect the project and prepare these documents and repeat the procedure until the project is complete.
*Although the “Streamline” program does not require a Consultant by FHA Standards, if the work to be done is valued over $15,000 and under $35,000, it would be recommended that you hire a Consultant to prepare the “Job Specification & Bid Request” and to act as a “Plan Reviewer” to verify compliance with the specifications and to perform a “Final Draw Inspection”.

Click on the seal to learn why your 203k project will be smoother with a 203k In A Box certified FHA Consultant.

Sample Feasibility
Study Report
Sample Complete
Work Write Up Package

Sample Draw
Request Form
Are you a Loan Officer?
Click Here
for Special Information and
Easy Fill Request Forms
Click Here to schedule your
consultation appointment

Wise Move Home Inspections, Inc.
For all of your building consulting and inspection needs!

 Want to learn more? Call today! 954-946-2737